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</script> </div> </div> <section class="news"> <div class="news_view"> <ul> <li> <h1>커지는 美 금리인하 기대, 모기지 금리도 꺾였다</h1> <div class="view_img"> <p>최초입력 2025.08.15 17:53:45</p> <button type="button" class="btn_view btn_plus2" onclick='controlContentFontSize(0)'><span class="ico_comm ico_plus">크게</span></button> <button type="button" class="btn_view btn_min2" onclick='controlContentFontSize(1)'><span class="ico_comm ico_min">작게</span></button> </div> <div class="share_box"> <img src="//bimg.mk.co.kr/mkbn/mob/ic_sc2.png" width="29" alt="페이스북" onclick="sendThis('facebook');" data-label="facebook" data-category="share" class="sns_section_li" sns_name="facebook"> <img src="//bimg.mk.co.kr/mkbn/mob/ic_sc3.png" width="29" alt="트위터" onclick="sendThis('twitter');" data-label="twitter" data-category="share" class="sns_section_li" sns_name="twitter"> <a href="javascript:void(0);" data-label="kakaotalk" data-category="share"><img class="sns_section_li" sns_name="kakaotalk" src="//bimg.mk.co.kr/mkbn/mob/ic_sc4.png" width="29" alt="카카오톡"></a> <span class='bandSpabStyle2'> <script type="text/javascript"> new ShareBand.makeButton({"lang": "ko", "type": "c", "text": "", "withUrl": true}); </script> </span> <a onclick="sendMail();" href="javascript:void(0);" data-label="email" data-category="share"><img src="//bimg.mk.co.kr/mkbn/mob/ic_sc1.png" width="29" alt="메일보내기"></a> </div> </li> <li> <p class="sub_tit">고용시장 '침체위기' 연쇄효과</p><!-- View Type : 9--> </li> <style> #artText .mid_title { display: none; } </style> <li> <div id="artText" class="view_txt" style="font-size: 16px;"><div class="thumb_area img"> <figure> <div class="thumb"> <img loading="lazy" src="https://wimg.mk.co.kr/news/cms/202508/16/20250816_01170105000001_S00.jpg" orgWidth="300" orgHeight="213" alt="사진설명" > <button class="btn btn_ic btn_zoom"> <i class="ic ic_zoom"></i> <span class="is_blind">사진 확대</span> </button> </div> <figcaption> </figcaption> </figure></div> 미국 중앙은행인 연방준비제도(Fed·연준)가 다음달 기준금리 인하를 재개할 것이란 기대감에 미국 주택담보대출(모기지) 평균 금리가 10개월 만에 최저 수준으로 하락했다. <br><br>14일(현지시간) 미국 국책 담보대출 업체 프레디맥에 따르면 미국 모기지 금리의 벤치마크인 30년 만기 고정금리 모기지(FRM) 이자율이 전주 대비 5bp(1bp=0.01%포인트) 낮아진 6.58%를 기록했다. 이는 지난해 10월 24일(6.54%) 이후 10개월 만에 최저치다. <br><br>30년 만기 FRM은 작년 9월 연준이 기준금리를 0.5%포인트 인하하는 깜짝 '빅컷'을 단행한 직후 6.08%까지 떨어졌지만 다시 수직 상승해 올해 1월 7%대를 돌파했다. <br><br>뒤이어 4월 도널드 트럼프 미국 대통령의 관세전쟁이 불거지면서 모기지 금리에 영향을 미치는 10년 만기 국채 수익률이 고공행진을 하자 모기지 금리도 꾸준한 상승 흐름을 보였다. <br><br>그런데 이달 들어 경기 위축을 시사하는 부진한 비농업 고용 수치가 발표되면서 금리 하향 전환이 뚜렷해지는 움직임이다. <br><br>모기지 금리가 하락하면서 그동안 고금리 여파로 얼어붙었던 미국의 주택 매매도 점차 활기를 되찾을 것이란 기대가 커졌다. <br><br>[이재철 기자] <br><br> [ⓒ 매일경제 & mk.co.kr, 무단 전재, 재배포 및 AI학습 이용 금지]</div> </li> </ul> <div id="reple"> <script type='text/javascript'> window.livereOptions = { refer : 'mkbn.mk.co.kr/news/world/11394653', site : 'https://mkbn.mk.co.kr/news/world/11394653' }; </script> <div id='lv-container' data-id='mk' data-uid='MjQvMzYvMjc='> <script type='text/javascript'> (function(d, s) { var j, e = 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