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</script> </div> </div> <section class="news"> <div class="news_view"> <ul> <li> <h1>7월부터 집 살 때 대출 한도 확 줄어든다...특히 ‘이곳’ 타격이라는데 [부동산 이기자]</h1> <div class="view_img"> <p>최초입력 2025.06.16 12:00:00</p> <button type="button" class="btn_view btn_plus2" onclick='controlContentFontSize(0)'><span class="ico_comm ico_plus">크게</span></button> <button type="button" class="btn_view btn_min2" onclick='controlContentFontSize(1)'><span class="ico_comm ico_min">작게</span></button> </div> <div class="share_box"> <img src="//bimg.mk.co.kr/mkbn/mob/ic_sc2.png" width="29" alt="페이스북" onclick="sendThis('facebook');" data-label="facebook" data-category="share" class="sns_section_li" sns_name="facebook"> <img src="//bimg.mk.co.kr/mkbn/mob/ic_sc3.png" width="29" alt="트위터" onclick="sendThis('twitter');" data-label="twitter" data-category="share" class="sns_section_li" sns_name="twitter"> <a href="javascript:void(0);" data-label="kakaotalk" data-category="share"><img class="sns_section_li" sns_name="kakaotalk" src="//bimg.mk.co.kr/mkbn/mob/ic_sc4.png" width="29" alt="카카오톡"></a> <span class='bandSpabStyle2'> <script type="text/javascript"> new ShareBand.makeButton({"lang": "ko", "type": "c", "text": "", "withUrl": true}); </script> </span> <a onclick="sendMail();" href="javascript:void(0);" data-label="email" data-category="share"><img src="//bimg.mk.co.kr/mkbn/mob/ic_sc1.png" width="29" alt="메일보내기"></a> </div> </li> <li> <p class="sub_tit">[부동산 이기자-53] 7월 스트레스 DSR 3단계 시행 수도권서 대출받아 집 산다면 가산금리 1.2%P→1.5%P 올라 연봉 1억 직장인 주담대 한도 최대 3000만원 가까이 줄어</p><!-- View Type : 9--> </li> <style> #artText .mid_title { display: none; } </style> <li> <div id="artText" class="view_txt" style="font-size: 16px;"><div class="mid_title"> <div class="midtitle_text">[부동산 이기자-53] <br/>7월 스트레스 DSR 3단계 시행<br/>수도권서 대출받아 집 산다면 <br/>가산금리 1.2%P→1.5%P 올라<br/>연봉 1억 직장인 주담대 한도<br/>최대 3000만원 가까이 줄어 </div></div><div refId="1" class="thumb_area img"> <figure> <div class="thumb"> <img loading="lazy" src="https://wimg.mk.co.kr/news/cms/202506/16/news-p.v1.20250615.bafb8136d5f34c0185e35c231fd2e041_P1.jpg" orgWidth="700" orgHeight="357" alt="서울 강북권 아파트 단지 전경 [매경DB]" > <button class="btn btn_ic btn_zoom"> <i class="ic ic_zoom" data-url="https://wimg.mk.co.kr/news/cms/202506/16/news-p.v1.20250615.bafb8136d5f34c0185e35c231fd2e041_R.jpg" data-width="2835" data-height="1446"></i> <span class="is_blind">사진 확대</span> </button> </div> <figcaption> <span class="thum_figure_txt">서울 강북권 아파트 단지 전경 [매경DB]</span> </figcaption> </figure></div><p refId="2">지난달 서울 비강남권 아파트의 거래량이 늘어난 것으로 나타났습니다. 7월부터 추가 대출 규제가 시행되는 만큼 그 전에 ‘막차’를 타자는 심리가 있었던 것으로 분석됩니다. 왜 유독 비강남권 실수요자들이 분주했던 걸까요. 오늘은 대출 한도를 최대 수천만원 가량 줄이는 ‘스트레스 DSR’ 제도를 하나하나 살펴보겠습니다.</p><div class="border_org">상환 능력 고려하는 ‘DSR’이란?</div><p refId="3">은행은 보통 대출 심사를 할 때 여러 기준을 살펴봅니다. 돈을 잘 갚을 수 있는 사람인지 따져보는 거죠. 이때 참고하는 지표 중 하나가 바로 DSR입니다. 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